Whether it’s a collision, a breakdown or having to deal with a flat battery or keys locked inside of your car, you need to protect yourself from such situations. Budget knows that it’s important for you to feel safe on the road, which is why, when you take out a Budget Insurance policy, you will also receive Assist Benefits at no extra cost.
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Why you need Road Assist
Many risks come with being out on the road, which is why it’s important to have comfort in knowing that you have someone on the other end of your phone who can help you. Many roadside emergencies can cause a long-lasting impact on both your emotional and physical health.
It’s important to seek help when you need it and call for assistance in an emergency. You don’t have to go through a traumatic accident on your own when you could make things much easier for yourself and your family members.
What are Assist Benefits?
Assist Benefits are added services that you get when you take out a qualifying Budget Insurance policy. These benefits are there to help you get through your times of need, with speedy assistance during an emergency.
You will receive this benefit whether it’s in your home, on the road or in a medical emergency. Apart from Road Assist, additional Assist Benefits include Breakdown Assist, Accident Assist, Home Assist, Trauma Assist, Medical Assist, Legal Assist and Entertainment Assist.
With Assist Benefits, Budget Insurance gives you more than just an insurance policy – it makes assistance available to you when you need it most.
When you take out Budget Insurance for 3rd Party, Fire and Theft, Comprehensive Vehicle, Motorcycle, 4×4, Building, or Home Contents, Assist Benefits are included. It’s automatically included with your policy, so make sure to read up about it and keep the details on hand for when an emergency may arise.
Accident Assist is also included with Budget Lite Options 2 and 3 . Note that this is not the same as accident cover and does not cover you from any damage caused or sustained in the event of an accident. Read your specific policy schedule for all of your policy’s unique terms and conditions.
What Road Assist includes
With Road Assist, Budget Insurance offers cover after certain roadside events have occurred, including accidents and breakdowns. These fit into 2 different kinds of benefits – Breakdown Assist and Accident Assist.
Breakdown Assist includes:
Towing your car to the nearest repairer after a mechanical or electrical breakdown. It includes 72 hours of free storage (after your vehicle has been towed), which gives you time to sort things out.
Cover for the call-out fee for assistance, plus one hour of labour for a locksmith if your keys are locked in your car (yep, it happens, no need to be embarrassed).
Cover for the call-out fee for assistance, plus one hour of labour if you have a flat tyre or battery (not everyone knows how to change a tyre, but luckily, Budget Insurance knows someone who does).
Emergency delivery of 10 litres of fuel, at no charge (for the daredevils who like to “run on fumes”).
Roadside and mechanic referrals (again, Budget Insurance “knows a guy”).
Notification and messaging for your family or workplace contacts (don’t leave your family in the dark).
Cover for the cost of collecting your vehicle and returning it to your home after repairs have been completed.
If you are stuck more than 100 km from your home after a breakdown, and your vehicle needs to be towed to a repairer, Budget Insurance will arrange and pay R500 towards courtesy transport for you and up to 6 others to one chosen destination OR hotel accommodation for yourself and up to 6 others if there is an overnight delay OR car hire for 24 hours, subject to our terms and conditions.
The Breakdown Assist service has a maximum annual limit of three call-outs per insured vehicle.
Accident Assist includes:
Towing for your car to the nearest approved panel beater or yard after you’ve had an accident.
Advice for collision procedures (call Budget Insurance when you’re unsure of anything).
There is no set limit for accident towing when you use this benefit.
Breakdown Assist and Accident Assist are included in some Budget Insurance policies as part of the Road Assist Benefit.
Should you ever find yourself in an accident or emergency, Budget Insurance ’s Road Assist can aid you on 0860 10 42 11 . You can also download and print a Budget’s Road Assist disc and place it in your car’s license disc holder for easy reference in case of an emergency.
Exclusions
You will be held responsible for the cost of towing and storage for your vehicle if you don’t call Road Assist after having your accident.
If your vehicle gets towed to an unauthorised location and is stored there, your repairs will be delayed while the cost to release the vehicle will be negotiated – this might be needed if your vehicle is parked in an unauthorised parking spot. This will also be your responsibility.
Always make sure that you read your policy terms and conditions carefully to know what you are covered for, and what isn’t included.
Insurance quotes
Gain peace of mind in knowing that there is always someone available to help you in your time of need. Take out a Budget Insurance policy and get the added benefit of Road Assist. You never know when a disaster may strike, so make sure that you’ve got as much protection as possible for your own security.
Contact them on 086 1600 120 or leave your details and they’ll call you back at no expense to you! You can also request an online quote .
